HealthPartners offers Medicare Advantage plans in four Midwestern states: Minnesota, North Dakota, South Dakota, and Wisconsin. Plan types, cost, and coverage depend on your location.
Medicare Advantage (Part C) plans cover all Original Medicare (parts A and B) services, and some cover additional healthcare needs like prescription drugs, dental, vision, and hearing.
As of 2024, more than half (54%) of eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan.
Medicare Advantage plans are offered by private insurance companies. HealthPartners is one such company.
This article explores where HealthPartners plans are offered, what kinds of plans are available, and what the estimated costs may be.
Many of the Medicare Advantage plans offered by HealthPartners are Preferred Provider Organization (PPO) plans, although different types of plans may be offered in different areas.
While HealthPartners PPO plans are often bundled with a Part D (prescription drug) plan, HealthPartners doesn’t offer separate Part D plans.
Read on to learn more about the individual plans offered.
HealthPartners PPO plans
PPO plans include a network of healthcare providers that you can go to. If you choose to use a provider outside of the network, you may pay more.
Many Medicare Advantage PPO plans cover prescription drugs. If you’d like to join a Medicare Advantage PPO plan and also want prescription drug coverage under Medicare, you must join a plan that includes it. You won’t be able to enroll in a separate Part D plan if you have a Medicare Advantage plan that includes drug coverage.
HealthPartners offers several types of PPO plans, depending on your location. Each of these types of PPO plans offer different tiers of coverage. While the higher tiers are more expensive, they may offer more coverage when compared to a basic level tier plan.
HealthPartners Part D options
HealthPartners currently doesn’t offer a stand-alone Part D (prescription drug) plan. However, most of its Medicare Advantage PPO plans include a Part D drug coverage plan.
You can use this online tool to compare all Medicare Advantage PPO plans in your area, including those from HealthPartners.
When comparing Medicare Advantage PPO plans, be sure to input the prescription drugs you take. This can help you better determine the cost of your prescriptions under each plan.
Other types of HealthPartners Medicare Advantage plans
In addition to PPO plans, HealthPartners also offers other types of Medicare Advantage plans in certain areas. These include Freedom plans, which are offered in North and South Dakota, and Robin plans, which are offered in parts of Wisconsin.
Like the PPO plans, there are different tiers in both the Freedom and Robin plans. These options vary in cost and the amount of coverage.
Shop and compare plans
The cost and coverage included in a HealthPartners plan depend on your location, and not all plans are available in every state or county.
You can use this online tool to search and compare all HealthPartners Medicare Advantage plans in your area.
HealthPartners offers Medicare Advantage plans within several states in the Midwest:
The specific types of HealthPartners Medicare Advantage plans available can vary based on your state and county. In some counties, a HealthPartners Medicare Advantage plan may not be available at all.
All Medicare Advantage plans must offer the same basic coverage that’s included in Original Medicare (parts A and B). Because of this, all HealthPartners Medicare Advantage plans provide coverage for the following services:
- outpatient primary care and specialist visits
- diagnostic laboratory testing
- preventive care
- inpatient stays at hospitals and limited stays at skilled nursing facilities
- outpatient mental health visits
- physical and occupational therapy
- durable medical equipment, such as wheelchairs and home oxygen
- emergency and urgent care
- ground transportation in an ambulance
- telehealth services
- hearing exams
Some HealthPartners Medicare Advantage plans also offer additional benefits. These may include:
- prescription drug coverage
- annual physicals
- dental care
- hearing aids
- vision care
- fitness programs
Have a question about a HealthPartners Medicare Advantage plan?
If you have any questions, you can talk with an expert from HealthPartners:
- For Minnesota Medicare, North Dakota Medicare, and South Dakota Medicare:
- call 844-363-8979 (TTY 711)
- For Wisconsin Medicare:
- call 833-256-7046 (TTY 711) in western Wisconsin
- call 844-363-8979 (TTY 711) in northeast Wisconsin
The costs associated with any Medicare Advantage plan can vary based on your location. The following table shows the 2025 costs associated with some of the different HealthPartners Medicare Advantage plans:
| Journey Pace PPO (Ramsey County, Minnesota) | Robin Birch (Manitowoc County, Wisconsin) | Freedom Valley (Union County, South Dakota) | Freedom Plains (Cass County, North Dakota) | |
|---|---|---|---|---|
| Total monthly premium | $0 | $0 | $0 | $47 |
| Primary care visits | • In-network copay: $0 • Out-of-network: 30% coinsurance per visit | In-network and out-of-network copay: $0 | In-network and out-of-network copay: $0 | In-network and out-of-network copay: $0 |
| Specialty care visits | • In-network copay: $40 • Out-of-network: 30% coinsurance per visit | In-network and out-of-network copay: $45 | In-network and out-of-network copay: $40 | In-network and out-of-network copay: $40 |
| Annual out-of-pocket maximum | $5,200 | $4,500 | $4,500 | $3,400 |
HealthPartners is one of the many private companies that offer Medicare Advantage plans. Their plans are available in Minnesota, North Dakota, South Dakota, and Wisconsin.
Many of the Medicare Advantage plans offered by HealthPartners are PPO plans. In PPO plans, costs are lower when you use in-network providers. Additionally, most HealthPartners PPO plans come bundled with prescription drug coverage (Part D).
Like all Medicare Advantage plans, HealthPartners Medicare Advantage plans can vary in cost and coverage based on your location.
If you’re interested in a Medicare Advantage plan, be sure to compare plans that are offered in your area to find the one that’s best for you.