Dental coverage is available through most of Humana’s Medicare Advantage plans. You’re eligible if you have Original Medicare (parts A and B).
Humana offers dental coverage under many of its Medicare Advantage plans. Read on to learn more about Humana Medicare Advantage plans and their dental benefits.
Medicare Advantage (Part C) plans are offered by private insurance companies that contract with Medicare. They are required to cover all the same things as Original Medicare (Part A and Part B), and many of them cover more.
This additional coverage often includes dental care. Some Humana plans include dental exams, X-rays, and cleanings at no extra cost. Other services require copays.
Your dental coverage depends on the type of Medicare plan you have. Before enrolling in a Humana Medicare Advantage plan, ensure you understand its dental benefits.
Humana Medicare dental coverage may include:
- two dental exams per year
- bitewing X-rays, usually once per year
- panoramic X-rays, usually once per year
- two cleanings per year
- fillings
- root canals
- crowns
- tooth extractions
- dental care after an illness or injury
- dentures
- orthodontics
You can find a detailed overview of coverage for all of the dental plans in 2025 on Humana.com.
Humana’s optional supplemental benefits
While many Humana Medicare Advantage plans include dental benefits, you can also get additional dental coverage with a Humana optional supplemental benefits (OSB) plan.
You can enroll in an OSB plan at any time of the year to add supplemental coverage to your Humana Medicare Advantage plan.
Visit the Humana dental page and enter your state to find out what dental plans are available in your area.
Costs for Medicare Advantage plans are based on your ZIP code and the plan you choose. Here is a sample of Humana Medicare Advantage plan costs, including dental coverage.
| City | Plan name | Monthly premium | Maximum out of pocket |
|---|---|---|---|
| Olympia, WA | Humana Value Plus H5619-134 (HMO) | $7.80 | $9,350 in network |
| Humana Gold Plus H5619-061 (HMO) | $74 | $4,150 in network | |
| Humana USAA Honor Giveback (PPO) | $0 | $13,300 in and out-of-network $9,350 in-network | |
| Boulder, CO | Humana Gold Plus H0028-047 (HMO) | $0 | $5,300 in network |
| Humana USAA Honor Giveback (PPO) | $0 | $8,500 in and out-of-network $4,900 in-network | |
| Humana Gold Plus Giveback H0028-063 (HMO) | $0 | $5,400 in network | |
| St. Louis, MO | Humana Gold Plus H0028-014 (HMO) | $0 | $2,700 (in network) |
| HumanaChoice H5216-032 (PPO) | $0 | $3,900 (in network); $8,000 (in and out of network) | |
| Humana Gold Choice H8145-006 (PFFS) | $64 | $12,000 in and out-of-network $9,350 in-network |
If you’re eligible for Medicare Advantage, you qualify for dental coverage under Humana’s Medicare Advantage plans.
To be eligible, you’ll need to enroll in original Medicare. You can sign up through your local Social Security office.
If you already have a plan and want to add dental coverage, contact Humana for help updating your policy.
To enroll in a Humana Medicare Advantage plan, you’ll need to find out which plans are available in your area.
You can see what policies are open to you by visiting Humana’s website. Enter your ZIP code and select your county to see a list of your area’s Humana Medicare Advantage plans.
To learn more about Humana Medicare Advantage plans, contact a customer service representative at 800-457-4708.
You can also request to meet with a Humana representative by filling out a contact form.
What type of oral care is reimbursed by Medicare?
Original Medicare (parts A and B) doesn’t cover the cost of most dental care and won’t pay for:
- cleanings
- fillings
- crowns
- tooth extractions
However, Medicare Part A does cover certain dental costs if they’re related to an illness or injury to your jaw, teeth, or mouth. Medicare Advantage plans, on the other hand, may include dental benefits.
Does Humana dental cover anesthesia?
Many Humana dental insurance plans cover anesthesia for certain procedures. You can check if the plan you’re interested in includes this on Humana.com.
What is the best dental insurance for seniors on Medicare?
What dental plan is best will depend on your individual needs. That said, Healthline ranked Humana Gold Plus (HMO) as the “best overall” Medicare Advantage plan offered in 2025. This plan includes dental coverage.
Learn more: 7 best Medicare Advantage plans of 2025.
You’re eligible for Humana Medicare Advantage dental coverage if you have Original Medicare.
Before enrolling, find out which Medicare Advantage plans Humana offers in your area. Talk with a Humana representative about any questions you have. Be sure to check that the plan you’re considering has the dental benefits you’ll need.