You can get Original Medicare in Alaska for a standardized price. Other Medicare options like Part D (prescription drugs), Part C, and Medigap have varied costs depending on your zip code and the level of coverage.

In Alaska, like in all U.S. States, When you turn 65 years old, you can sign up for health insurance from the federal government.

Medicare plans in Alaska are also available to people under age 65 who have certain disabilities, end stage renal disease (ESRD), or amyotrophic lateral sclerosis (ALS).

For 2025, 117,112 people have enrolled in Medicare in the state of Alaska. Read on to learn about your coverage options in this state and the associated costs.

Original Medicare includes Part A, which covers essential medical services like hospital care, skilled nursing facilities, home healthcare, and hospice care.

It also includes Part B, which offers additional coverage for outpatient services such as doctor visits, emergency room care, and preventive services.

Original Medicare costs the same for everyone across the United States. There’s usually no monthly premium for Part A, but there is a deductible of $1,676. The monthly premium for Part B is $185 or more, and there is a deductible of $257.

You can also purchase a private Medigap plan to help you pay for the costs of Original Medicare. There are 10 available options with different levels of coverage, and their cost depends on where you live.

Instead of enrolling in Parts A and B separately, you can opt for a Medicare Advantage (Part C) plan that combines them into one all-in-one package.

These plans are also offered by private insurers, and their costs vary depending on the plan you choose and where you live. Nationally, the average monthly cost for Medicare Advantage (MA) plans, including those with prescription drug coverage, has been projected to decrease from $18.23 in 2024 to $17.00 in 2025.

Similarly, Part D plans, which cover prescription drugs, are also privately managed. There are 12 Part D plan options available in 2025, and every individual enrolled in Medicare is eligible to sign up for the plan of their choice. The lowest available monthly premium is $0.

You can find the choices in your area and their costs on Medicare.gov.

Some people will be automatically enrolled in Medicare but most need to enroll during the correct time period.

  • Initial enrollment: Your initial enrollment period begins 3 months before you turn 65 years old. It continues through the month of your birthday and the 3 months that follow.
  • Medicare open enrollment (October 15 to December 7): During open enrollment each year, you can evaluate your plan and switch between original Medicare and Medicare Advantage if those plans are available in your area. You can also add, drop, or change your Part D coverage.
  • General enrollment (January 1 to March 31): If you missed your initial enrollment period, you can enroll during general enrollment at the beginning of the year. But note that your coverage won’t begin until July 1.
  • Special enrollment periods: If you lose coverage under your current plan for certain reasons, such as losing an employer-sponsored plan or moving out of your current plan’s coverage area, you will have a special enrollment period to enroll in Medicare or change plans.

Tips for enrolling in Medicare in Alaska

Medicare can be confusing, so before you enroll, check the coverage and ensure you’re getting what you need.

It’s important to know:

  • when your initial enrollment period will be
  • whether Medicare Advantage plans are available in your area
  • if you want a Medigap policy to help with costs
  • whether you need to get a Part D plan

Medicare Alaska resources are available to help you if you have questions about enrollment, plans, and coverage. Here’s a list:

  • Alaska’s Medicare Information Office (800-478-6065) and State Health Insurance Assistance Program (SHIP), which offer counseling services to help with Medicare
  • Access Alaska (907-479-7940), which is a community-based nonprofit agency that offers Medicare counseling and assistance through SHIP grants
  • Download the “Medicare and You” manual

In Alaska, more than 100,000 people have enrolled in Medicare for 2025. Anyone eligible for Medicare can get Original Medicare for a federally set cost that changes from year to year.

This includes Part A, which covers hospital insurance, and Part B, which covers everything else other than prescription drugs.

The costs for other Medicare options, Part D, Part C, and Medigap, vary depending on your location and the level of coverage you choose.