Regence Blue Cross BlueShield offers Medicare Supplement (Medigap) Plans in Oregon and in Clark County, Washington. In 2025, they offer Medigap plans A, C, F, G, K, and N.
Regence Blue Cross BlueShield of Oregon is one of the largest providers of health insurance in the Pacific Northwest. It offers Medicare Advantage and Medigap plans to beneficiaries in certain areas of the Northwest.
The Regence Blue Cross BlueShield Medicare of Oregon 2025 Medigap plan offerings include Plan A, Plan C, Plan F, Plan G, Plan K, and Plan N. (Because of Medicare rules, you can only purchase Medigap plans C and F if you were eligible for Medicare before January 1, 2020.)
Medicare supplement (Medigap) is supplemental coverage you can add to Original Medicare (Medicare parts A and B). Medigap helps you pay less out of pocket for the services Original Medicare already covers.
Typically, when you use Original Medicare, some costs are left to you. These include:
- deductibles
- copayments
- coinsurance
Medigap plans can help you cover these expenses, so you will have less to pay when you receive care.
There are 10 standard Medigap “plans” – not to be confused with Medicare “parts,” which are the major areas of Medicare coverage.
Regence Blue Cross BlueShield Medicare of Oregon offers six of these Medigap plans:
- Plan A
- Plan C
- Plan F
- Plan G
- Plan K
- Plan N
Plans from Regence Blue Cross BlueShield Medicare of Oregon help you cover a range of expenses, including:
Part A expenses
You can get coverage for the Medicare Part A expenses like:
- your Part A deductible
- coinsurance for inpatient hospital services
- skilled nursing facility coinsurance
- hospice coinsurance
Many Medigap plans, including plans from Regence Blue Cross BlueShield Medicare of Oregon, will also pay for the first three pints of blood you need for a procedure or transfusion.
Part B expenses
You’ll also have coverage for Part B out-of-pocket costs with many Medigap plans, such as:
- Part B coinsurance when you see the doctor
- Part B excess charges
The Part B deductible is covered by Regence Blue Cross BlueShield Medicare of Oregon Medigap Plan C and Plan F. However, new Medicare members aren’t eligible for plans C and F from any company. To purchase either plan, you need to have become eligible for Medicare before January 1, 2020.
If you became eligible for Medicare at any later date, you can’t buy a plan that covers the Part B deductible.
Coverage comparison
The chart below shows what each Medigap plan offered by Regence Blue Cross BlueShield Medicare of Oregon covers. (Regence doesn’t offer plans B, D, L, or M, so they aren’t included in this chart.)
| Plan A | Plan C | Plan F | Plan G | Plan K | Plan N | |
|---|---|---|---|---|---|---|
| Part B deductible | no | yes | yes | no | no | no |
| Part A hospital coinsurance | yes | yes | yes | yes | yes | yes |
| Part A deductible | no | yes | yes | yes | 50% | yes |
| Part B coinsurance | yes | yes | yes | yes | 50% | yes (but with copays) |
| Blood (first 3 pints) | yes | yes | yes | yes | 50% | yes |
| Hospice care | yes | yes | yes | yes | 50% | yes |
| Skilled nursing facility care coinsurance | no | yes | yes | yes | 50% | yes |
| Part B excess charges | no | no | yes | yes | no | no |
| Foreign travel emergencies | no | yes (80%) | yes (80%) | yes (80%) | no | yes (80%) |
Regence Blue Cross BlueShield Medicare of Oregon Medigap plan extra benefits
Regence Medigap plans also include a few extra benefits for members. These benefits are included with all Regence plans:
- 40% discount on premiums if you and another member of your household both purchase Regence Medigap plans
- specific gym memberships
- member access to a 24/7 nurse line
- discounts on select healthcare items and services
Regence offers six different Medigap plans, each with different costs and coverage. The right plan for you depends on your needs and budget.
The 2025 Regence plans are:
- Regence Blue Cross BlueShield of Oregon Plan A: Plan A is an affordable option that provides coverage for hospital and hospice coinsurance.
- Regence Blue Cross BlueShield of Oregon Plan C: Plan C is a comprehensive Medigap plan that covers the Part B deductible.
- Regence Blue Cross BlueShield of Oregon Plan F: Plan F offers all the coverage of Plan C with additional coverage for Part B excess charges.
- Regence Blue Cross BlueShield of Oregon Plan G: You won’t have coverage for the Part B deductible with Plan G, but you will have coverage for most other out-of-pocket expenses, plus coverage during foreign travel.
- Regence Blue Cross BlueShield of Oregon Plan K: Plan K covers the entire Part A deductible and 50% of most of your coinsurance and copayment costs.
- Regence Blue Cross BlueShield of Oregon Plan N: Plan N offers very similar coverage to Plan G; however, with Plan N, you’ll pay a small copayment for Part B services.
Medigap plan costs are determined by where you live, along with factors about you such as your age and gender.
Regence plans are offered in the state of Oregon and in Clark County, Washington. You’ll pay different rates depending on whether you live in Oregon or in Clark County, Washington.
The example rates for each plan shown in the table below are the monthly premium costs for a 68-year-old woman who doesn’t smoke tobacco.
| Medigap Plan | Clark County, Washington | Oregon |
|---|---|---|
| Regence Medicare Supplement Plan A | $206 | $156-$422 |
| Regence Medicare Supplement Plan C | $277 | $235-$511 |
| Regence Medicare Supplement Plan F | $280 | $253-$428 |
| Regence Medicare Supplement Plan G | $235 | $193-$522 |
| Regence Medicare Supplement Plan K | $153 | $115-$312 |
| Regence Medicare Supplement Plan N | $188 | $165-$448 |
Regence offers six different Medigap plan options to residents of Oregon and Clark County, Washington.
Regence offers some extra benefits to its members, including a significant 40% discount on premiums if you and your spouse both choose Regence Medigap plans.