If you live in Nevada, you have a number of options for Medicare coverage, including Original Medicare (parts A and B), Medicare Advantage (Part C), and Medicare Part D (drug coverage).

If you live in Nevada and are 65 years old or older, you may be eligible for Medicare. Medicare is health insurance through the federal government.

You may also be eligible for Medicare if you are under age 65 years and meet certain medical requirements.

This article reviews Medicare Plan options for those living in Nevada, including what to consider when choosing a plan, plan eligibility, and how to enroll.

2025 Medicare trends in Nevada

The Centers for Medicare & Medicaid Services (CMS) reported the following information on Medicare trends in Nevada for 2025:

  • A total of 597,344 residents of Nevada are enrolled in Medicare.
  • In Nevada, the average Medicare Advantage monthly premium decreased compared with last year, changing from $4.61 in 2024 to $2.44 in 2025.
  • There are 107 Medicare Advantage plans available in Nevada for 2025, compared with 97 plans in 2024.
  • All Nevada residents with Medicare have access to a Medicare Advantage plan, including plans with $0 premiums.
  • There are 10 Medigap plans offered in Nevada for 2025. Plans C and F are no longer available to new Medicare members.

If you live in Nevada, you can choose from a number of available Medicare plans, including Original Medicare (parts A and B), Medicare Advantage (Part C), Medicare Part D (drug coverage), and Medigap (supplemental coverage).

Original Medicare

Original Medicare covers hospital stays and outpatient care under parts A and B, respectively.

Part A covers care in a hospital, critical access hospital, or limited time in a skilled nursing facility.

Part B covers other medical care outside a hospital, including:

  • visits to your doctor
  • preventive care
  • lab tests, diagnostic screenings, and imaging
  • durable medical equipment

Medicare Part D

Medicare Part D is Medicare’s prescription drug coverage. You may purchase a Medicare Part D plan from Medicare or as part of a Medicare Advantage plan.

Medicare Advantage plans

Private insurers also offer Medicare Advantage (Part C) plans. Medicare Advantage plans offer the same benefits as parts A and B of Original Medicare but often have extra coverage (with an additional premium) that could include:

Insurance carriers offering Medicare Advantage plans in Nevada include:

Medicare Advantage plan offerings in Nevada vary by county. To research plans in your area, you can enter your zip code into this online Medicare search tool.

Medicare supplement plans (Medigap)

Medicare supplemental insurance (Medigap) helps cover out-of-pocket costs for parts A and B. These plans are offered through private insurance providers. It’s important to note that you cannot have Medigap and a Medicare Advantage plan at the same time. Medigap helps cover some costs of Original Medicare only.

In Nevada, many insurance companies offer Medigap plans. Some of the companies offering Medigap plans throughout the state include:

With so many options available, it’s important to consider your healthcare costs and needs each year to determine the best plan for you.

If you expect high healthcare costs in the coming year, you may want a Medicare Advantage plan so costs are covered after you reach the out-of-pocket max. A Medigap plan may also help with high medical expenses.

Other things to consider are:

  • monthly premium costs
  • deductibles, copays, and coinsurance
  • providers in a plan’s network

You can review the CMS star ratings to see how well certain plans score on quality and patient satisfaction.

Medicare plans in Nevada are available to people over age 65 years, as well as to adults with certain disabilities or chronic diseases.

You’ll be able to enroll in Medicare plans if you meet the following eligibility criteria:

  • you’re 65 years old or older
  • you’re a U.S. citizen or permanent resident
  • you qualify for Social Security or Railroad Retirement Board benefits

You may also be eligible if you’re living with certain disabilities or a chronic health condition such as end stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS).

You can use Medicare’s online eligibility tool to determine your eligibility.

When can I enroll in Nevada’s Medicare plans?

If you qualify for Social Security benefits or Railroad Retirement Board benefits, you’ll likely be automatically enrolled in Medicare when you meet the eligibility criteria.

For those not automatically enrolled, your first opportunity to enroll in Medicare is during the initial enrollment period. This initial enrollment period starts 3 months before your birth month and ends 3 months after, giving you time to research coverage options and find a plan that matches your needs.

Medicare Advantage plans in Nevada change every year, so you may want to reevaluate your coverage once per year. You have two opportunities per year to switch between plans and find the coverage that’s best suited to your needs:

Medicare also offers special enrollment periods that allow you to enroll outside normal enrollment periods for certain reasons, such as losing an employer-sponsored plan or moving out of your plan’s service area. This way, you don’t have to wait for open enrollment.

For more information about Medicare plans in Nevada or if you need help with enrollment, you can reach out to any of the following resources:

If you live in Nevada, you can choose from a number of different Medicare options. You can sign up for Original Medicare (parts A and B) and you can choose whether to add Medicare Part D (drug coverage).

You may also decide to enroll in a Medicare Advantage plan (Part C). A number of private insurance companies in Nevada offer Medicare Advantage plans.

There are also Medigap plan options available if you live in Nevada and are looking for additional coverage. But remember, you cannot have a Medigap and a Medicare Advantage plan at the same time.